Written by David Hecker

A Medicare "Select" policy is a Medicare Supplement or Medigap policy, that is sold in many states including
Texas.  If you choose a "Select" Plan, the coverage would be identical to the standard plan of the same letter
designation (C "Select" would have the same coverage as a standard "C Plan"), except that you would be
required to use a hospital within their network, for Non-Emergency situations.  If you do not use a network
hospital in a non-emergency situation, you will not be covered by the supplement.  You would have to pay the
charges that Medicare does not.  Medicare will pay it's share of the approved charges, no matter what hospital
you choose.  

In an emergency, you can still go to any hospital and receive full coverage.  Of course, these "Select" plans do
have a lower premium than the "standard" plans.

David Hecker is a Licensed Insurance Agent based in Texas. He specializes in Medicare Products. He is
licensed in Texas, Louisiana and Arkansas. He can be reached at (903) 918-9091 or Toll Free (877)
454-4959. E-mail:
dhecker@tx-medicaresupplement.com or on the web at:
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What is a Texas Medicare Select Policy?
David Hecker * 3010 Latonia St. Longview TX 75605
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Texas Medicare Supplement (Medigap) Specialist, Insurance  Medicare Services, Longview, TX
Texas Medicare Supplement (Medigap) Specialist, Insurance  Medicare Services, Longview, TX
Texas Medicare Supplement Specialist
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