Are You Paying Too Much For Your Texas Medicare Supplement Policy?
Written by David Hecker
Medicare Supplements Are Standardized by The Federal Government
Medicare supplement policies sold today are standardized by the federal government. The policies are designated by
the letters "A, B, C, D, F, G, K, L, M & N". Each standardized Medigap policy must offer the same basic benefits no
matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same
letter sold by different insurance companies. This makes it easy for seniors to compare coverages and companies. It is
important to find a company that will provide good service and that is financially stable, while finding the best rate. You
should consider not only your current health situation, but also your possible future health care needs.
Only One Policy is Needed
It is important to remember that you don't need more than one Medicare supplement (medigap) policy. It is illegal for an
insurance company to sell you a second Medicare supplement policy unless to tell them in writing that you will replace
your current policy. It is also very important not to cancel your current policy until the new one is in place, and you
decide to keep it.
Guaranteed Renewable
If you bought your Medicare supplement after 1992, it is "guaranteed renewable" This means that the insurance
company cannot drop your coverage unless you stop paying your premium, you were not truthful about something on
your application, or the insurance company becomes bankrupt or insolvent. A licensed professional agent that
specializes in this area, could be very helpful in finding the right policy for your situation and budget.
A licensed professional insurance agent that specializes in senior insurance, can help you find the right coverage for
your particular situation and budget.
David Hecker is a Licensed Insurance Agent based in Texas. He specializes in Medicare Products. He is licensed in
Texas, Louisiana and Arkansas. He can be reached at (903) 918-9091 or Toll Free (877) 454-4959. E-mail:
dhecker@tx-medicaresupplement.com or on the web at: http://www.tx-medicaresupplement.com
Written by David Hecker
Medicare Supplements Are Standardized by The Federal Government
Medicare supplement policies sold today are standardized by the federal government. The policies are designated by
the letters "A, B, C, D, F, G, K, L, M & N". Each standardized Medigap policy must offer the same basic benefits no
matter which insurance company sells it. Cost is usually the only difference between Medigap policies with the same
letter sold by different insurance companies. This makes it easy for seniors to compare coverages and companies. It is
important to find a company that will provide good service and that is financially stable, while finding the best rate. You
should consider not only your current health situation, but also your possible future health care needs.
Only One Policy is Needed
It is important to remember that you don't need more than one Medicare supplement (medigap) policy. It is illegal for an
insurance company to sell you a second Medicare supplement policy unless to tell them in writing that you will replace
your current policy. It is also very important not to cancel your current policy until the new one is in place, and you
decide to keep it.
Guaranteed Renewable
If you bought your Medicare supplement after 1992, it is "guaranteed renewable" This means that the insurance
company cannot drop your coverage unless you stop paying your premium, you were not truthful about something on
your application, or the insurance company becomes bankrupt or insolvent. A licensed professional agent that
specializes in this area, could be very helpful in finding the right policy for your situation and budget.
A licensed professional insurance agent that specializes in senior insurance, can help you find the right coverage for
your particular situation and budget.
David Hecker is a Licensed Insurance Agent based in Texas. He specializes in Medicare Products. He is licensed in
Texas, Louisiana and Arkansas. He can be reached at (903) 918-9091 or Toll Free (877) 454-4959. E-mail:
dhecker@tx-medicaresupplement.com or on the web at: http://www.tx-medicaresupplement.com
Texas Medicare Supplement (Medigap)
Specialist
http://www.TX-MedicareSupplement.com
Specialist
http://www.TX-MedicareSupplement.com
 | |  | |  | |  | |  | |  | |  | |  | |  |
David Hecker * 3010 Latonia St. Longview TX 75605
Licensed in Texas, Louisiana & Arkansas
Licensed in Texas, Louisiana & Arkansas
| Important! All information is kept strictly confidential. Information is only used to provide you with the most accurate information possible. It is NOT sold or shared with anyone! |
* Not connected with or endorsed by the United States government or the federal Medicare program.
| * Licensed Insurance Agent dealing primarily with Medicare Supplement (Medigap) policies |
*
